Zoho CRM is easier to model for a sales team because the dataset shows a free tier followed by annual per-user tiers at $14, $23, $40, and $52. That works best when each rep or manager needs a CRM seat and leadership wants predictable sales-ops spend.
ActiveCampaign starts at $15/user/month on annual pricing and steps through $49, $79, and $145 tiers. Its value case depends less on rep seats and more on how many journeys, segments, forms, and triggered follow-up paths the business will actually operate.
For a small sales team that mainly needs pipeline, ownership, and reporting, Zoho CRM usually gives more CRM depth per dollar. For a business where lifecycle email directly drives acquisition, conversion, or retention, ActiveCampaign can be the better spend even though it is not the stronger CRM.